Travel Insurance
What is Travel Insurance?
Travel insurance protects you from the unexpected while away from home. It covers emergency medical expenses, trip cancellations, lost baggage, and more—whether you’re travelling within Canada or internationally.
It’s essential for:
-
Canadians travelling out of province or country
-
Visitors to Canada
-
Students and snowbirds
-
Business and vacation travellers
Single Trip Medical Plan
This plan covers one trip only, typically up to a maximum number of days (e.g., 30 or 60 days). It includes:
Emergency medical care
Ambulance and repatriation
Hospital stays and physician visits
Prescription medications during travel
Ideal for vacations, business trips, and family visits.
Multi-Trip Medical Plan
Multi-trip plans provide coverage for unlimited trips within a year, up to a set duration per trip (e.g., 15, 30, or 60 days). They are:
Cost-effective for frequent travellers
Easy to manage—only purchase once per year
Available with optional top-ups for longer trips
Trip Cancellation & Interruption
This optional coverage protects non-refundable travel costs if:
You need to cancel due to illness or emergency
Your trip is delayed or interrupted
Your bags are lost or delayed
Travel advisories impact your destination
Travel Insurance for Visitors to Canada
Visitors to Canada (tourists, family members, Super Visa applicants) can purchase:
Emergency medical coverage
Hospitalization and diagnostic services
Repatriation and accidental death benefits
Super Visa applicants require proof of $100,000+ in coverage for at least one year.
Snowbird Travel Insurance
Canadian snowbirds spending winter in warmer climates need extended emergency medical coverage—often beyond what standard plans allow. Snowbird insurance includes:
Emergency care outside Canada
Travel to multiple destinations
Optional trip cancellation coverage
Pre-existing condition waivers (if eligible)
