Condo Insurance
What Is Condo Insurance and Why Do I Need It?
Condo insurance covers your unit, personal belongings, and liability—complementing the condo corporation’s building policy.
You need it to protect what the building’s master policy doesn’t, including:
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Interior walls, floors, ceilings (called “improvements & betterments”)
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Furniture, electronics, valuables
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Liability if someone is hurt in your unit
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Living expenses if your unit becomes unlivable
How Much Does Condo Insurance Cost?
Condo insurance in Ontario is generally affordable, often starting around $25–$50/month. Rates depend on:
Unit value and location
Chosen coverage limits and deductible
Past claims or credit score (with consent)
Our brokers will compare policies that protect your investment—and your peace of mind.
Start Your Condo Insurance Quote
Own a condo? Make sure your space and belongings are fully protected.