Commercial General Liability (CGL) Insurance
What Is CGL Insurance and Why Do I Need It?
Commercial General Liability insurance protects your business from claims involving bodily injury, property damage, and personal injury to third parties. It’s one of the most common and important policies for any business.
CGL is often required for:
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Leasing commercial space
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Contractor licensing or project bidding
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Vendor agreements and client contracts
It covers legal fees, settlements, and medical costs if you’re found liable.
How Much Does Commercial General Liability Insurance Cost?
CGL premiums depend on:
Your industry and business type
Annual revenue and number of employees
Work locations (office vs. on-site jobs)
Claims history and chosen coverage limits
Basic policies are available for small businesses starting under $500/year.
What Types of Businesses Should Have CGL Insurance?
CGL is recommended for nearly all businesses, including:
Contractors, trades, and construction companies
Retailers, restaurants, and salons
Event planners, marketers, and consultants
Health & wellness service providers
Any business interacting with clients, vendors, or the public
Get a Quote for CGL Insurance
Protect your business from the unexpected.