Landlord Insurance

What Is Landlord Insurance and Why Do I Need It?

Landlord insurance protects rental property owners from financial loss related to the building, liability claims, and loss of rental income. It’s different from homeowner’s insurance because it covers rented dwellings, not owner-occupied homes.

Coverage typically includes:

  • Property protection (against fire, vandalism, water damage)

  • Landlord liability (injuries or damage involving tenants or visitors)

  • Loss of rental income (if the unit becomes uninhabitable)

  • Optional legal expense coverage or tenant vandalism

Whether you rent out a basement unit, condo, or multiple properties, landlord insurance helps you protect your real estate investment.

Get a Quote for Landlord Insurance

Own a rental property? Make sure it’s protected.

Landlord Insurance